
“We save 15 minutes per payment by eliminating breaks in the process. Everything is now seamless, digital and automatically synced.”
Orchestrate global payments across fiat and stablecoin rails in one secure, compliant platform.
Eliminate verification delays with payments bearing your official business identity.
Route payments flexibly across payment systems and blockchains to optimise speed and cost.
Optimise treasury without forced conversions by using the optimal currency for each transaction.

“We save 15 minutes per payment by eliminating breaks in the process. Everything is now seamless, digital and automatically synced.”

“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
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“In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us.”

Mantu, a global consulting group with €1bn in revenue across 60 countries, runs its intercompany treasury transfers between Europe and Colombia on Fipto's regulated stablecoin rails. Payments are initiated and reconciled directly in Kyriba, with no change to existing workflows.
Fipto provides a single interface to manage payments. Our infrastructure is built for speed so that money movement feels instant and simple.
Travel Rule compliance on every crypto-asset transfer
Wallets and beneficiaries screened before funds leave



POST https://api.fipto.app/companies/2b822a5d-b8f4-40a0-b757-d989891f1443/wallets
{
"data": {
"type": "wallet",
"attributes": {
"name": "My USD Wallet",
"asset": "USD"
}
}
}Unlike traditional banks that require local entity setup and lengthy processes, Fipto provides immediate access to fiat named accounts with connectivity to major fiat payment system such as SWIFT or SEPA. You get your business name on every transaction while avoiding the complexity of managing multiple banking relationships globally.
Your account displays your actual business name on all transactions, not a generic payment processor name. This facilitates reconciliation and eliminates payment delays caused by recipient banks questioning the source of funds and builds trust with your business partners.
Fipto holds multiple licences and is ISO 27001 certified. Your funds are held in fully segregated accounts with institutional-grade banking partners, ensuring they remain yours at all times. See our compliance centre.
Most teams start sending/receiving in under a week. After completing our streamlined KYB process, EUR accounts are ready within 72 hours. USD accounts require additional onboarding with our banking partner, typically completed within days rather than the weeks or months required by traditional banks.
Book a demo to see Fipto in action, or explore the API and start building today.
An ACPR-authorised payment institution and a MiCA-licensed CASP, with client funds fully segregated.
Clear guides, a complete API reference and the Fipto MCP server for AI agents.