Security center

Security at Fipto

As a payments infrastructure company, our security continually evolves to meet the rigorous standards of the global financial industry. Our security stack was designed for reliability, confidentiality and operational continuity.

Certified infrastructure

We meet the highest international security standards.

ISO/IEC 27001:2022 certified
Regular penetration testing by third-party experts
24/7 infrastructure monitoring and alerting

Segregated funds

Client funds are never mixed with Fipto’s.

Assets are fully segregated from operational accounts
Custody secured via Modulr, a regulated EMI in the UK and EU

Access control

Only the right people can access the right data.

Multi-factor authentication (MFA)
Multi-signature for payouts validation
Role-based permissions for all users
Session timeouts and device-level security enforcement

Data protection

Your data stays encrypted and recoverable.

End-to-end encryption in transit and at rest
Daily backups
Secure deletion policies aligned with GDPR

Continuity & resilience

Our platform is always on.

Hosted on redundant cloud infrastructure
Quarterly recovery testing and automated failover
Incident response procedures reviewed and rehearsed