Cross-border payments settled in seconds
Supplier Payments
Treasury management
Cash repatriation

Coverage is subject to change.
Frequently Asked Questions
Fipto provides a comprehensive stablecoin payments infrastructure, bridging banks and stablecoins in a single platform (API or Web App), to accelerate global money movement. We enable businesses to send, receive and convert stablecoins and fiat across domestic and international payment rails and blockchains. We provide multi-currency accounts composed of both named IBANs and crypto wallets.
Stablecoin payouts usually settle within 10 to 30 minutes, depending on the destination and asset, versus 2-5 days over correspondent banking / Swift.
On-ramp and off-ramp to fiat will differ based on available liquidity and local payment rails.
If the destination market has real-time payment (RTP) rails available, settlement will usually
be in minutes (e.g. MXN, BRL). If the destination market does not have RTP rails, it is usually a T+0/T+1 settlement .
Yes, Fipto is a licensed Payment Institution and holds multiple VASP registrations and other licenses across the globe. Fipto is certified ISO 27001:2022 for information security management. Fipto has built-in AML/KYC checks and transaction monitoring for all payments. Learn more on our Compliance Center and Security Center.
Yes, Fipto offers seamless API integration. Integrating the Fipto payments API usually takes a week, with a dedicated engineering team working with you throughout the process. Read our API Reference.