Fipto Secures Payments Institution Licence from France’s ACPR

Already registered as a Digital Asset Service Provider (DASP) by the French Financial Markets Authority (AMF), Fipto becomes the only stablecoin payments company to gain double regulatory coverage in France.

‍Paris, March 27, 2025 – Fipto, a blockchain-based stablecoin payments infrastructure, has been officially licensed as a Payments Institution by the French Prudential Control and Resolution Authority (ACPR), part of the Bank of France. 

The new ACPR accreditation enables Fipto to send and receive global fiat payments on behalf of third parties—streamlining access to stablecoin transactions by significantly reducing intermediaries. 

Already registered as a Digital Asset Service Provider (DASP) with the French Financial Markets Authority (AMF), Fipto is now the most comprehensively regulated stablecoin provider, and the only stablecoin-focused fintech to achieve double regulatory approval in France. Fipto is also a licensed Virtual Asset Service Provider (VASP) in Luxembourg. 

‍Fipto manages the entire payment chain

Fipto’s infrastructure bridges digital and fiat currencies, enabling businesses to make instant payments with stablecoins or optimize existing global payment flows using blockchain. The platform allows organisations to reduce costs, increase speed of payments, and expand their currency capabilities for international transactions.

With its new status as a licensed Payments Institution, Fipto is fully positioned at the intersection of traditional and digital finance. Thanks to its dual VASP and Payments Institution (traditional currencies) registrations, Fipto is one of the only players capable of managing the entire payment chain

A guarantee of security and compliance for users

These licences mark an important step in Fipto’s regulatory roadmap. The VASP registration will soon transition to CASP (Crypto-Asset Service Provider) registration, for which Fipto will have to apply, under the forthcoming EU MiCA regulation, granting license holders the right to operate across the European Union. The ACPR’s Payments Institution licence is also passportable throughout the European Economic Area (EEA).

‍“Getting this approval is the result of a very demanding two-year process that will allow us to strengthen our value proposition in France and Europe. We can now master the entire payment chain, combining traditional currencies and digital currencies, to offer an infrastructure that is even more efficient, competitive and compliant with security and compliance requirements,” said Fipto founder and CEO Patrick Mollard.

‍Ambitious prospects

Fipto’s success is underpinned by two years of continuous technical innovation, strict regulatory alignment, and a robust global network of payments and liquidity partners. 

As the only active stablecoin payments fintech with full dual regulatory coverage in France, Fipto is now poised to consolidate its leadership in blockchain-powered payments and accelerate its global expansion.

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