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Products
Settle payments globally, instantly.
One platform or API for real-time settlement, 24/7 availability, and multi-currency accounts while remaining secure and fully compliant.
Send
Issue fiat and stablecoin payouts to suppliers and partners globally—24/7, even on weekends and holidays.
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Collect
Get paid in stablecoins using Payment Links, or collect payments in local currency.
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Accounts
Create EUR & USD named accounts and stablecoin wallets to send and receive payments in any currency.
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Convert
Convert fiat, crypto, and stablecoins instantly. Automate on/off-ramps to optimise your treasury in real-time.
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“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”
Jeremy Picard, Chief of Staff, Pandascore
" As a freight company, payment processing time is critical in our daily operations. By choosing Fipto, we wanted to offer our business partners the possibility to pay instantly from any country in the world so that merchandise can move faster; and accepting digital currencies did just that. "
Floriane Cutler, Founder at Argo Freight
Who we serve
Built for modern finance teams operating globally
One platform or API for real-time settlement, 24/7 availability, and multi-currency accounts while remaining secure and fully compliant.
Payment Service Providers
Accelerate merchant payouts, optimise intercompany transfers and scale your operations with programmable payments.
Same day merchant settlement in fiat or stablecoin
Manage merchant accounts using embedded wallets
Batch-settle all your merchants with a .csv or .xml file
24/7 fund movement, even on weekends and holidays
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Crypto Brokers & Exchanges
Scale your brokerage operations and save on integration costs with the Fipto API, powered by top-tier banking and liquidity partners.
Deep liquidity for competitive pricing
Direct OTC line and electronic OTC for instant FX
Multi-currency wallets and named IBANs for EUR, USD
API automation of payins, payouts and conversions
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Enterprises
Move liquidity instantly across borders and entities for a more agile treasury, directly from your TMS or via platform/API.
24/7 fund movement with instant settlement
Same day payouts via local rails worldwide
Kyriba integration for frictionless execution
Free up trapped cash with blockchain rails
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Compliance
Compliance at the core of a
unique regulatory framework
Fipto meets the highest compliance and security standards to help reduce compliance burdens and counterparty risks.
Licensed
Fipto is working closely with regulators from around the world, and holds multiple licenses, registrations and regulatory approvals across the globe.
10+
Compliance center
AML/CFT checks
Fipto performs KYC for all new clients, and continuously monitors transactions through rigorously designed AML/CFT systems aimed at combating financial crime and ensuring the compliance of our customers' operations.
Why Fipto
Built for trust, ready to scale
Fiat & Crypto unified
Fipto brings together fiat and stablecoin payments in a single platform—no need for multiple providers or fragmented infrastructure.
Regulated and ready
Fipto holds licences in the most rigorous jurisdictions, ensuring safe, transparent, and compliant financial operations worldwide.
Secure and certified
Certified ISO 27001
Fully segregated accounts to safeguard client assets
40+ controls to ensure the highest level of security
Global coverage
Fipto supports 45+ currencies and networks, enabling payments across global and local rails.
Scalable API
Use our web app to get started instantly, or scale with custom API and white-label integrations.
Dedicated support
Get a dedicated account manager and responsive support—because speed matters when you move money globally.
Designed for developers
Integrate the Fipto API into your stack
Save development time with Fipto’s robust API to power your payment workflows.
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2 "id": "1cbbd13a-ee8b-4684-a751-76a2002572ae",
3 "type": "payin",
4 "attributes": {
5 "asset_code": "USDC_ETHEREUM",
6 "amount": "1003.1293",
7 "destination": {
8 "wallet_id": "4a56344d-fd8c-403d-890e-fee687ac1441",
9 "wallet_name": "USDC Treasury",
10 "wallet_details_name": "Primary wallet details",
11 "wallet_details_address": "0xeB7698B075682AE41082e5fE9a0f8BA8298e77B3"
12 },
13 "source": {
14 "address": "0x6ED0C4ADDC308bb800096B8DaA41DE5ae219cd36",
15 "name": "Acme Corporation"
16 },
17 "status": "completed",
18 "transaction_id": "ab6928ab-63cc-4428-8945-ffad1f62ed64",
19 "created_at": "2025-01-08T15:40:12.957Z"
20 }
21}