Enterprise stablecoin payments infrastructure
Send, receive, hold and convert funds globally in real time across fiat and stablecoin rails. Built and licensed in Europe. Trusted by PSPs and treasury teams worldwide.
Payments Institution
ACPR · France
MiCA CASP
AMF · France
ISO 27001
Certified
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Settle payments globally, instantly.
Send
Pay anyone, anywhere — 24/7
Fiat & stablecoin payouts to merchants, partners and contractors globally.
Receive
Get paid in any currency
Stablecoin payments with optional auto-conversion to fiat via Payment Links.
Manage
Multi-currency accounts
Named EUR/USD IBANs and segregated stablecoin wallets to organise treasury.
Convert
Instant FX & on/off-ramp
Convert between fiat and stablecoin in real time, build automated workflows.
“Stablecoin-native flows are a natural next step: they support us to bring more speed, efficiency and flexibility to our global payments network. Partnering with Fipto ensures we do this securely and compliantly, while paving the way for the next phase of cross-border payments.”
Ambar Sur, Founder & CEO, TerraPay
“ In under 5 minutes, we can create and send a payment link to our international clients to be paid instantly and seamlessly, without having to be exposed to crypto. Payment links are extremely easy to use and Fipto takes care of everything behind the scenes, making it a hassle-free transition for us. ”
Jeremy Picard, Chief of Staff, Pandascore
" As a freight company, payment processing time is critical in our daily operations. By choosing Fipto, we wanted to offer our business partners the possibility to pay instantly from any country in the world so that merchandise can move faster; and accepting digital currencies did just that. "
Floriane Cutler, Founder at Argo Freight
Built for modern finance teams operating globally
Payment Service Providers
Accelerate merchant payouts, settle in stablecoins, and improve capital efficiency.
Crypto Brokers
Scale your brokerage operations with the Fipto API, powered by top-tier banking and liquidity partners.
Enterprises
Move liquidity instantly across borders and company entities for a more agile treasury.
One platform for fiat & digital currencies, in total compliance.
Fiat & Crypto unified
Fipto brings together fiat and stablecoins in a single platform—no need for multiple providers or fragmented infrastructure.
Regulated
Fipto is Europe’s first payment provider to hold both a Payment Institution license for fiat and a MiCA CASP license for digital assets, powering the end-to-end transaction lifecycle.
Safeguarded funds
All accounts are 100% segregated to safeguard client funds.
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Secure
App or API
Access Fipto from the Web App, or scale your workflows through API integration.
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Premium support
A direct line to a dedicated account manager for the most responsive support.
Integrate the Fipto API into your stack
Save development time with Fipto’s robust API to power your payment workflows.
99.97%
Average API uptime for Fipto services
1{
2 "id": "1cbbd13a-ee8b-4684-a751-76a2002572ae",
3 "type": "payin",
4 "attributes": {
5 "asset_code": "USDC_ETHEREUM",
6 "amount": "1003.1293",
7 "destination": {
8 "wallet_id": "4a56344d-fd8c-403d-890e-fee687ac1441",
9 "wallet_name": "USDC Treasury",
10 "wallet_details_name": "Primary wallet details",
11 "wallet_details_address": "0xeB7698B075682AE41082e5fE9a0f8BA8298e77B3"
12 },
13 "source": {
14 "address": "0x6ED0C4ADDC308bb800096B8DaA41DE5ae219cd36",
15 "name": "Acme Corporation"
16 },
17 "status": "completed",
18 "transaction_id": "ab6928ab-63cc-4428-8945-ffad1f62ed64",
19 "created_at": "2025-01-08T15:40:12.957Z"
20 }
21}